Medical certainty is one of the basic human rights. Sickness might often come with a hefty medical bill. Health insurance is supposed to provide relief from the burden and ensure maximum healthcare. In the U.S, the reality is different. While an attractive health insurance plan can add a lot of charm to the job, the increasing deductibles and premiums are … Read More
The Dilemma of the Financial Advisor – A Life Settlement Provider or a Life Settlement Broker?
Financial advisors often depend on a life settlement broker to help them when a client wants to buy life insurance policy. There’s no denying some financial advisors prefer to work with life insurance providers instead of brokers. There is no centralized exchange for life insurance settlements, unlike stocks, bonds, or precious metals, so it can be a complicated process for … Read More
Buying Life Insurance For Parents: What You Need To Know
If someone close to you has met with an accident, is facing terminal illness, or if there has been a sudden death in your family, it can be life-altering for you and your loved ones. If you depend on these individuals you may need to consider purchasing life insurance ahead of time. You should ask yourself a few questions – … Read More
Life Settlement: Do You Fit The Criteria?
If you’re interested in life settlements then you need to be aware of a lot of facts, the most important of which is if you qualify for life settlement and what it means for you in the future.
Four Life Settlement Trends to Watch in 2019
Despite experiencing setbacks and challenges over the last decade, the Life Settlements Industry looks to have finally returned to an upward trajectory. Since 2018, the volume of transactions in life settlement policies has increased dramatically, and this positive surge seems set to continue. But with so many people still unaware they can liquidate their life policies greater public awareness is … Read More
Dealing with Discomfort About Life Settlements
Life and viatical settlements are becoming more and more well-known in the United States and other developed countries. Financial advisors and seniors who are retiring or already retired have more awareness that their life insurance policies are not something that they have and pay for, or don’t pay for and allow to lapse. Selling a life insurance policy can provide … Read More
2017 Annual Report Recap
ALIR is proud to share with you our 2017 ALIR Annual Report Recap. It highlights the landmark tax changes and strong market growth we witnessed in 2017. In addition, it gives you a glimpse into our 2018 Outlook. As a leading life settlement provider and educator, we look forward to continuing to provide valuable tools and insights to you throughout … Read More
Four Pitfalls to Avoid When Considering a Life Settlement Broker
Each year, more than $100 billion in face value of life insurance lapses due to seniors over the age of 65 not knowing that there are better options out there that allow them to sell unneeded or no longer affordable policies – namely, the life settlement route. Life settlements are a growing secondary market, with more and more seniors choosing to sell … Read More
How To Fund Your Long-Term Care
There are a few simple facts to remember when thinking about long-term care for you or a loved one. The first is that most senior Americans over the age of 65 will need long-term care sooner or later. The second fact is that this kind of care is becoming more expensive and fewer insurance companies are offering coverage for it. And the … Read More
A Stable Future For The Life Settlement Industry
After a sharp downturn after the 2008 financial crisis, the life settlement industry is making a comeback in a big way. More and more seniors and baby boomers are retiring – unfortunately, more of those going into retirement are facing financial uncertainty and insecurity. The Baby Boomer generation, by widespread consensus, started in 1946. That means that the oldest baby … Read More