Four Life Settlement Trends to Watch in 2019

Nels GriffinFrontpage Article, News

Despite experiencing setbacks and challenges over the last decade, the Life Settlements Industry looks to have finally returned to an upward trajectory. Since 2018, the volume of transactions in life settlement policies has increased dramatically, and this positive surge seems set to continue. But with so many people still unaware they can liquidate their life policies greater public awareness is … Read More

Dealing with Discomfort About Life Settlements

Nels GriffinFrontpage Article, News

Life and viatical settlements are becoming more and more well-known in the United States and other developed countries. Financial advisors and seniors who are retiring or already retired have more awareness that their life insurance policies are not something that they have and pay for, or don’t pay for and allow to lapse. Selling a life insurance policy can provide … Read More

2017 Annual Report Recap

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ALIR 2017 Annual Report

ALIR is proud to share with you our 2017 ALIR Annual Report Recap.   It highlights the landmark tax changes and strong market growth we witnessed in 2017.  In addition, it gives you a glimpse into our 2018 Outlook. As a leading life settlement provider and educator, we look forward to continuing to provide valuable tools and insights to you throughout … Read More

Four Pitfalls to Avoid When Considering a Life Settlement Broker

Nels GriffinFrontpage Article, NewsLeave a Comment

life settlement broker

Each year, more than $100 billion in face value of life insurance lapses due to seniors over the age of 65 not knowing that there are better options out there that allow them to sell unneeded or no longer affordable policies – namely, the life settlement route. Life settlements are a growing secondary market, with more and more seniors choosing to sell … Read More

How To Fund Your Long-Term Care

Nels GriffinNews

How to fund long term care

There are a few simple facts to remember when thinking about long-term care for you or a loved one. The first is that most senior Americans over the age of 65 will need long-term care sooner or later. The second fact is that this kind of care is becoming more expensive and fewer insurance companies are offering coverage for it. And the … Read More

A Stable Future For The Life Settlement Industry

Nels GriffinFrontpage Article, News

senior settlements

After a sharp downturn after the 2008 financial crisis, the life settlement industry is making a comeback in a big way. More and more seniors and baby boomers are retiring – unfortunately, more of those going into retirement are facing financial uncertainty and insecurity. The Baby Boomer generation, by widespread consensus, started in 1946. That means that the oldest baby … Read More

How Can a Life Settlement Supplement Your Retirement? An Introductory Guide

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How Can a Life Settlement Supplement Your Retirement? An Introductory Guide When seniors with life insurance policies who are heading into retirement or who are already retired realize that they have poor financial prospects, the first thought that comes to mind is one of despair. It’s the thought of being forced to sell something near and dear to them, such … Read More

Competent Evaluation of Life Settlement Options.

Nels GriffinNews

How to fund long term care

Having a dynamic and up to date understanding of life settlements is vital for financial advisors. There are varying circumstances where life settlements may be beneficial for clients, but one size does not fit all.  It is important to remember that not all clients that want a life settlement may qualify.  In addition, life settlements may work well for some … Read More

When Should You Sell Your Life Insurance?

Nels GriffinNews

financial tools

A quick look at when a life settlement is the right choice. Each individuals situation is unique and this can present a challenge.  Policy holders that are up to the challenge of identifying unique solutions for their financial needs are positioned to preserve more wealth.  With that in mind, what are some circumstances in which individuals may find that selling their life … Read More

Life Settlements Common Myths

Nels GriffinNews

life settlement beneficial

Many financial advisors are still relying on outdated or inaccurate information when considering life settlements. Life Settlement transactions basically boil down to allowing policy holders to sell their existing life insurance to a third-party life settlement provider, ideally for a cash value in excess of the policies surrender value. Although the benefits of this option are simple and clear, advisors … Read More