COMPLIANCE

ALIR SETTLEMENTS, LLC

Terms of Use

Welcome to ALIR Settlements, LLC (“ALIR,” “we,” “us” or “our“). ALIR is a marketing company for the life settlement industry.

These Terms of Use (“Terms“) governs any downloading, accessing or use of the mobile applications, websites or other products or services (collectively, the “Services“) of ALIR and our managing members, shareholders, employees, affiliates, licensors, vendors and suppliers (the “Affiliates“). We may change or modify these Terms at any time at our sole discretion. We will provide notice of any changes made to these Terms, by sending notification, posting a notice on the Services or updating the “Effective Date” above. Your continued use of the Services will confirm your acceptance of any revised Terms. We encourage you to frequently review the Terms to ensure you understand the terms and conditions that apply to your use of the Services.

  1. INTENDED AUDIENCE

ALIR is intended for use by people who are 18 years of age or older.  By using the Services, you are confirming that you are either more than 18 years of age, or an emancipated minor, or possess legal parental or guardian consent, have authorization on behalf of a company, organization, government, or other legal entity, and are fully able and competent to enter into the terms, conditions, obligations, affirmations, representations, and warranties set forth in these Terms, and to abide by and comply with these Terms.  In our sole discretion, we may refuse to offer the Services to any person or entity.

  1. USAGE DATA

 

By submitting your contact information on the ALIR website, you agree to let ALIR collect information about you and your life insurance policy and your usage of the website (“Application”). You agree that we may share personally identifiable information (with your prior permission) in order to refer your life insurance policy to a licensed life settlement provider. You also agree to let ALIR collect certain types of information from and about your device. For more information about the information we collect from you and your device and ALIR’s privacy practices, please review our Privacy Policy.

  1. USER CONTENT

 

The Services consist of areas that allow users to create, post, transmit text, photos, documents or other materials (collectively, “User Content“).  Further, you agree that you are solely responsible for your User Content.  ALIR is not responsible or liable for any User Content.

You retain all ownership rights in your User Content. However, by submitting User Content to ALIR, you hereby grant us a nonexclusive, worldwide, royalty-free, and transferable license (with the right to sublicense) to use, modify, reproduce, transmit, publish, and create derivative works from, distribute, display and perform such User Content in connection with the Services, in order to refer your life insurance policy to a licensed life settlement provider.

  1. ALIR CONTENT

Unless otherwise stated, all materials contained on or within the Services, including, but not limited to, text, images, icons, graphics, illustrations, code, designs, photographs, video clips, and written and other materials (collectively, the “ALIR Content“), as well as their selection and arrangement, are protected by copyright, patent, trademark, trade dress, and/or other intellectual property laws, and unauthorized use of the ALIR Content may violate such laws and these Terms. Except as expressly provided in these Terms, ALIR does not grant any express or implied rights to use the ALIR Content.  Except as expressly stated in these Terms, you agree not to copy, reproduce, transmit, frame, republish, download, modify, sell, display, reverse engineer, or participate in any sale of, distribute, rent, lease, assign, loan, license, sublicense, or exploit in any way, in whole or in part, ALIR Content, the Services or any related software.

You are hereby granted a limited, nonexclusive, non-sublicensable license to access and use the Services and ALIR Content. This license may be revoked by ALIR at any time. This license is subject to these Terms and does not include:

  • Downloading (other than page caching) any portion of the Services, ALIR Content or any information contained therein, except as expressly permitted on the Services;
  • The distribution, public performance or public display of ALIR Content;
  • Modifying or otherwise making any derivative uses of the Services or ALIR Content, or any portion thereof;
  • Accessing the ALIR application program interface with an unauthorized or third-party client;
  • Use of any scraping, robots, data mining, or similar data gathering or extraction methods; and
  • Any use of the Services or ALIR Content other than for their intended purposes.

Without the prior written permission of ALIR, any use of the Services or ALIR Content other than as specifically authorized in these Terms, is strictly prohibited and will terminate the license to use ALIR Content as allowed in these Terms.

  1. PROHIBITED ACTIVITIES

 

In addition to the other restrictions outlined in these Terms, you agree that you will not:

  • Impersonate any person or entity or otherwise misrepresent your affiliation with a person or entity;
  • Use the Services for any purpose that is illegal, beyond the scope of their intended use, or otherwise prohibited in these Terms;
  • Attempt to circumvent any content filtering techniques ALIR employs, or attempt to access areas/features of the Services that you are not authorized to access;
  • Compromise the security of the Services;
  • Send any unsolicited or unauthorized advertising, spam, solicitations or promotional materials;
  • Use any scrapers, crawler, robot, spider, or other automated means or interface not provided by us to access the Services or to extract data;
  • Reverse engineer any aspect of the Services or do anything that might discover source code or bypass or circumvent measures employed to prevent or limit access to any area, content or code of the Services;
  • Develop any third-party applications that interact with User Content or the Services without our prior written consent;
  • Attempt to indicate in any manner that you have a relationship with us or that we have endorsed you or any products or services without our express written consent to do so;
  • Infringe any patent, copyright, trademark, trade secret, or other intellectual or proprietary right of any party;
  • Use the Services in any manner that could interfere with, disrupt, negatively affect or inhibit other users from fully enjoying the Services, or that could damage, disable, overburden or impair the functioning of the Services in any manner;
  • Use the Services in any manner that could interfere with, disrupt, negatively affect or inhibit other users from fully enjoying the Services, or that could damage, overburden, disable, or impair the functioning of the Services in any manner; and
  • Use the Services for any illegal or unauthorized purpose or engage in, encourage, or promote any activity that violates these Terms.

You further agree to abide by any third-party terms that apply when posting reviews of ALIR.

  1. DISCLAIMER

THE SERVICES AND THE ALIR CONTENT ARE PROVIDED “AS IS” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. IN ADDITION, WHILE ALIR ATTEMPTS TO PROVIDE A GOOD USER EXPERIENCE, WE CANNOT AND DO NOT REPRESENT OR WARRANT THAT THE SERVICES WILL ALWAYS BE SECURE OR ERROR-FREE OR THAT THE SERVICES WILL ALWAYS FUNCTION WITHOUTIMPERFECTIONS, DISRUPTIONS, OR DELAYS.

  1. NOTE TO INTERNATIONAL USERS

The Services are hosted in the United States. If you are a user accessing the Services from any other region with laws or regulations governing personal data collection, use, and disclosure, that differ from United States laws, please be advised that through your continued use of the Services, which are governed by United States law, you are transferring your personal information to the United States and you consent to that transfer.

  1. DISPUTES

 

  1. i) Indemnification

By agreeing to these Terms you agree to indemnify, defend and hold harmless ALIR and our Affiliates from and against any and all claims, damages, liabilities, complaints, charges, losses, costs and expenses (including attorneys’ fees) due to, arising out of, or relating in any way to:

  • your use of the Services;
  • any User Content you post, upload, use, distribute, store or otherwise transmit through the Services; or
  • your violation of these Terms.

 

  1. ii) Limitation of Liability

Except where prohibited by law, in no event will ALIR or its Affiliates be liable for any indirect, incidental, special, punitive, exemplary or consequential damages that result from (a) the use of, or inability to use, the Services; or (b) the provision of the Services or any materials available therein. You assume total responsibility for your use of the Services. Your only remedy against ALIR for dissatisfaction with the Services or any content is to stop using the Services.  Notwithstanding these Terms, if ALIR is found liable for any damage or loss which arises out of or is in any way connected with your use of the Services or any content, ALIR’s liability shall in no event exceed $1.00. Some jurisdictions do not allow limitations of liability, so the foregoing limitation may not apply to you.

 

iii) Arbitration

PLEASE READ THE FOLLOWING PARAGRAPH CAREFULLY BECAUSE IT REQUIRES YOU TO ARBITRATE DISPUTES WITH ALIR AND LIMITS THE MANNER IN WHICH YOU CAN SEEK RELIEF FROM US.

You and ALIR agree to arbitrate any dispute arising from these Terms or your use of the Services, except that you and ALIR are not required to arbitrate any dispute in which either party seeks equitable and other relief for the alleged unlawful use of copyrights, trade secrets, trademarks, trade names, logos, or patents. ARBITRATION PREVENTS YOU FROM SUING IN COURT OR FROM HAVING A JURY TRIAL. You and ALIR agree (a) that any arbitration will occur in Orange County, California; (b) that arbitration will be conducted confidentially by a single arbitrator in accordance with the rules of ADR Services, Inc.; and (c) that the state or federal courts of Orange County, California have exclusive jurisdiction over any appeals of an arbitration award and over any suit, if any, between the parties not subject to arbitration. Other than class procedures and remedies discussed below, the arbitrator has the authority to grant any remedy that would otherwise be available in court. WHETHER THE DISPUTE IS HEARD IN ARBITRATION OR IN COURT, YOU AND ALIR WILL NOT COMMENCE AGAINST THE OTHER A CLASS ACTION, CLASS ARBITRATION OR REPRESENTATIVE ACTION OR PROCEEDING.

 

  1. iv) Forum and Venue

A lawsuit, if any, by you or ALIR against the other will occur in state or federal court Orange County, California. You and ALIR agree that the jurisdiction and venue of these courts is exclusive.

  1. APPLICABLE LAW

Any dispute between you and ALIR will be governed by these Terms and the laws of the State of California and applicable United States law, without giving effect to any conflict of laws principles that may provide for the application of the law of another jurisdiction.

  1. SEVERABILITY

If any provision of these Terms shall be deemed unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from these Terms and shall not affect the validity and enforceability of any remaining provisions.

  1. MODIFICATIONS

 

We reserve the right to modify or discontinue, temporarily or permanently, the Services or any features or portions thereof without prior notice to you. You agree that we will not be liable for any modification, suspension or discontinuance of the Services or any part thereof.

  1. COMPLETE AGREEMENT

These Terms supersede all prior understandings regarding the same and represent the complete agreement between you and ALIR.

  1. CONTACT US

These Services are operated and provided by ALIR Settlements, LLC, 47 Discovery, Suite 160, Irvine, CA 92618. If you have any questions about these Terms, please contact us.